The short answer
PayHOA is built for the board's books; BAB is built for residents and the gate.
- Choose PayHOA if you're a self-managed HOA that needs dues collection and accounting. It costs less than BAB for communities of up to 150 doors.
- Choose BAB if you need guest passes and a resident app. From 151 to 300 doors it also costs less than PayHOA, because BAB's price is capped at $149 a month.
- Many communities could use both: PayHOA for the books and BAB for residents, guests and maintenance.
Side by side
| BAB | PayHOA | |
|---|---|---|
| Pricing model | $3 per door per month, capped at $149/month up to 300 doors; custom quote above | Flat bands by unit count: $49–$249/month billed yearly ($54–$275 billed monthly) |
| Guest / visitor passes | Included (QR guest pass) | Not listed |
| Voting | Included (polls with quorum tracking) | Surveys and voting included |
| Maintenance requests | Included, with SLA tracking and photos | Requests and violations included |
| Amenity booking | Included | Not listed |
| Dues collection and online payments | Not included: keeps your existing accounting and bank | Included (ACH $2.45; card 3.5% + $0.50 per payment) |
| Accounting and bank reconciliation | Not included | Included |
| Resident app | Native iOS and Android app | Online portal; a native app isn't listed on its pricing page |
| Contract | None; cancel anytime | No long-term contract |
| Trial | Free 90-day pilot | 30-day free trial |
PayHOA prices and features from payhoa.com/pricing, checked September 29, 2026.
What it costs at your community's size
Yearly cost. PayHOA is billed yearly; BAB is $3 per door per month, capped at $149 per month from 50 to 300 doors. Above 300 doors, both are quoted differently, so the table stops at 300.
| Community | BAB per year | PayHOA per year | Lower cost |
|---|---|---|---|
| 20 doors | $720 | $588 | PayHOA, by $132 |
| 50 doors | $1,788 | $708 | PayHOA, by $1,080 |
| 100 doors | $1,788 | $1,188 | PayHOA, by $600 |
| 150 doors | $1,788 | $1,548 | PayHOA, by $240 |
| 200 doors | $1,788 | $2,028 | BAB, by $240 |
| 300 doors | $1,788 | $2,388 | BAB, by $600 |
PayHOA's payment processing fees are extra and are paid per transaction.
Which one fits your community
PayHOA is the better fit if:
- You're self-managed and need dues collection, online payments and accounting.
- You have 150 doors or fewer and don't need guest passes.
BAB is the better fit if:
- You're a gated or condo community that needs QR guest passes.
- You want a native app that residents use for maintenance, bookings and alerts.
- You have 151 to 300 doors: BAB's $149 cap costs less than PayHOA's bands at that size.
- A management company or bookkeeper already handles your accounting.
Using both together: PayHOA can keep the books while BAB handles residents, guests and maintenance. For 100 doors, both together cost $2,976 a year ($1,188 for PayHOA plus $1,788 for BAB).
Adding BAB to a PayHOA community
- Keep PayHOA for dues and accounting; nothing changes there.
- Start BAB's free 90-day pilot and import your unit and resident list; the BAB team helps with onboarding.
- Move guest passes, maintenance requests and announcements to BAB.
- Decide at the end of the pilot. Your data exports with you either way.
FAQ
Is BAB cheaper than PayHOA?
For 150 doors or fewer, PayHOA costs less. From 151 to 300 doors, BAB costs less because its price is capped at $149 a month. Above 300 doors, BAB is priced by quote.
Does BAB replace PayHOA?
Not for accounting. BAB doesn't collect dues or keep the books. It adds guest passes, a resident app, maintenance tracking and voting.
Does PayHOA have guest passes?
Guest or visitor passes aren't listed on PayHOA's pricing page as of September 29, 2026.
Can I try BAB without a contract?
Yes. The pilot is free for 90 days, then $3 per door per month, capped at $149 for up to 300 doors, with no contract.
See also: BAB vs TownSq · BAB vs FrontSteps · All comparisons
PayHOA is a trademark of its respective owner. BAB is not affiliated with or endorsed by PayHOA. PayHOA prices are from payhoa.com/pricing as of September 29, 2026 and may change.